My Stepmom Took $5,000 From My College Fund For Veneers — But Karma Got The Last Laugh

Who steals from their own daughter? Well, my stepmom did. She snatched $5,000 from my college fund to get veneers, all in the name of achieving a Hollywood-worthy smile. But karma worked quicker than a dental drill, leaving her with far more regret than glamour.

They say money can’t buy happiness, but my stepmom sure thought it could buy a million-dollar smile. The kicker? She took money from my college fund, the one my late mom had set up for me, to pay for her veneers. And she acted like it was no big deal. But trust me, karma had other plans, and things were about to get interesting. Sit back, and I’ll tell you all about the day karma took a bite out of my stepmom’s picture-perfect world.

I’m Kristen, a typical 17-year-old with dreams bigger than my stepmom’s ego. My mom passed away when I was young, but she left me a college fund. It wasn’t massive, but it was a good start for my future.

My dad, Bob, and I had been adding to the fund ever since, mostly from the money I made through part-time tutoring. You know, helping kids who think “Pi” is just something you eat with ice cream. And some babysitting gigs helped too, which paid me weekly.

Everything was going smoothly until, ta-da — in walked Tracy, my stepmother, who’s basically the human version of a selfie stick.

She spends more time looking at herself in the mirror than anyone I’ve ever seen. I swear, if vanity were an Olympic event, Tracy would give Narcissus a run for his money.

Her obsession with appearances is on another level. It’s all about her clothes, hair, nails — everything has to be flawless. Honestly, it’s like she’s trying to be a real-life Barbie. No offense to the real Barbie!

She spends so much time in front of mirrors that she seems to have forgotten about being a decent person. It’s like she’s got mirrors in her head, reflecting nothing but her own image.

One day, I came home to find Tracy grinning like she’d just won the lottery.

“Kristen, darling!” she sang out, her voice sugary sweet. “Guess what your wonderful stepmom is going to do?”

I raised an eyebrow. “Finally figure out how to use the washing machine without turning the laundry room into a lake?”

Tracy’s smile flickered for just a second before she quickly recovered. “No, silly! I’m getting veneers! Isn’t that fabulous?”

“Uh, congrats?” I mumbled, still not sure why this needed such a big announcement.

“Oh, don’t look so down!” she said, practically bouncing on her toes. “This is something worth celebrating! And the best part? I figured out how to pay for it without spending too much money.”

That’s when my stomach dropped like a rock. “What do you mean?” I asked, already knowing I wasn’t going to like the answer.

Tracy’s grin got even wider, but her yellowed teeth made me wonder why she hadn’t done this sooner.

“Well, I borrowed a little from your college fund. Just $5,000!”

I stared at her, my jaw practically hitting the floor. “You did WHAT? You STOLE from my college fund?”

Tracy rolled her eyes dramatically, like I was the one overreacting. “Stole? I’m family. It’s not a big deal, sweetie!”

“You had NO RIGHT! That money was for my future, for my college. My mom set it up for me!”

“Oh, stop being so dramatic. It’s just money. And your dad agreed to it,” she added with a little wink.

Now that was a flat-out lie bigger than her future dental bill. Dad would never agree to something like that. He’d rather watch back-to-back episodes of her favorite reality shows than let her touch that money.

I stormed off to my room, slamming the door so hard the walls shook. The first thing I did was call Dad, and he was just as shocked as I was.

“I’ll talk to her,” he said. But knowing Dad, that probably meant he’d mention it once and hope it magically resolved itself.

A few weeks later, Tracy got her veneers. She paraded around the house, showing off her new teeth like she was auditioning for America’s Next Top Model. Living with her was like having a lighthouse in the house — always flashing that new smile.

“Oh, Kristen,” she said one evening, her voice dripping with fake sweetness, “don’t forget to smile when you’re tutoring those kids. Although,” she paused, looking me up and down, “maybe you should keep your mouth closed. You wouldn’t want to scare them with those alligator teeth of yours!”

I clenched my jaw so hard I thought I might need veneers myself. “Sure,” I mumbled. “Because blowing five grand on fake teeth is totally normal, right?”

Tracy’s smile tightened. “Watch it, Missy. Remember who’s putting a roof over your head.”

“Pretty sure that’s still Dad,” I shot back, slamming the door behind me as I left.

About a month after her so-called “transformation,” Tracy decided to throw a BBQ to show off her new smile to the whole neighborhood. It was like watching a slow-motion disaster, only with more potato salad.

“Ladies, come over here!” Tracy announced at the BBQ, tapping her wine glass to get everyone’s attention. “I simply must tell you all about my amazing transformation!”

It was more like she’d gone from yellow-stained vampire fangs to a Hollywood grin. I rolled my eyes so hard I thought I’d see the back of my head.

“It’s all thanks to the wonderful Dr. Kapoor,” Tracy gushed. “He’s not just a dentist, he’s an artist! A smile sculptor! A tooth whisperer!”

“Did he also whisper to your wallet?” I muttered under my breath, but Tracy was too busy soaking up the compliments to notice.

Tracy kept going, completely ignoring my sarcasm. “And of course, I made some smart investments that made it all possible!”

I nearly spit out my drink. Smart investments? Is that what we’re calling stealing these days?

Right then, Tracy put down her wine glass and reached for a piece of corn on the cob. “You know, ladies, life is all about taking chances and—”

C-R-A-C-K!

The sound shot across the backyard, loud and sharp like a gunshot. Tracy’s eyes grew wide in shock, her hand shooting up to cover her mouth faster than anyone could say “dental disaster.”

“Oh my God, Tracy! Are you okay?” one of her friends gasped, rushing over in concern.

But Tracy was far from okay. Sitting in the butter of her corn on the cob was one of her precious veneers, along with whatever remained of her decaying tooth. The gap in her smile was so huge, it could have swallowed a whole lollipop!

“I… I…” Tracy stammered, sounding like she was suddenly auditioning for the part of Sylvester the Cat. “Ekthcuthe me!”

She bolted into the house, leaving behind a yard full of stunned guests and one very pleased stepdaughter trying hard not to burst into uncontrollable laughter.

The aftermath was even more satisfying than I could’ve imagined. Tracy turned into a complete dental hermit, refusing to leave the house. When she finally made the call to Dr. Kapoor, I overheard a conversation that was music to my ears but pure torture for hers.

“What do you mean it’ll cotht more to fikth?” Tracy screeched into the phone. “Thith ith your fault! You thaid thethe were top quality!”

It turned out, Tracy had gone for the cheap option, picking bargain veneers. And now, to fix it, she’d have to fork out a ton more money! Karma, as they say, is a witch with a capital B, and it had just given Tracy a big, painful reminder.

That evening, Dad finally decided to stand up to Tracy (I half-expected pigs to be flying outside). He faced her and said, “We need to talk about Kristen’s college fund,” his voice steady and firm (for the first time in what felt like forever—go, Dad!).

Tracy, still hiding behind her hand, trying to cover her broken smile, tried to dodge the conversation. “Bob, honey, now’th not the thime. Can’t you thee I’m dealing with a crithith?”

But Dad didn’t back down. “Crisis? You? No, Tracy. This ends now. You’re going to pay back every penny you took from Kristen’s fund. And if you can’t, then maybe we need to rethink this entire arrangement.”

For the first time since I’d known her, Tracy genuinely looked scared. It was like watching a deer caught in headlights—except this deer had bad dental work and a speech problem!

In the weeks that followed, Tracy became even more of a recluse, hiding from the world in a way that would make even the most solitary monk seem social.

The neighborhood was buzzing with gossip about her “dental disaster,” and she couldn’t go anywhere without someone asking about her “million-dollar thmile.”

As for me? Well, Dad made good on his promise. He’s been working overtime to rebuild my college fund, and Tracy’s been unusually quiet about her spending habits.

I guess it’s tough to argue when you sound like you’re whistling through a mouthful of marbles.

Just the other day, I caught her staring wistfully at a magazine ad for dental implants. I couldn’t pass up the chance for a little payback.

“Hey, Tracy,” I called out, flashing her my perfectly imperfect “alligator-tooth” grin. “Need thome invethment advithe?”

She shot me a look that could kill and stomped away, but I swear I saw Dad fighting to hold back a smile.

So yeah, my stepmom stole $5,000 from my college fund to get a set of fake teeth that left her sounding like she was trying out for the role of the Big Bad Wolf with a speech impediment. But in the end? Karma served her something she wasn’t expecting, and she’s been left chewing on that ever since.

As for me? I learned that some of the most important things in life aren’t the ones you can buy. They’re the lessons you pick up along the way, and the sweet satisfaction of watching justice unfold, one broken veneer at a time.

And now? I’ve got enough material to write a bestselling memoir: *From Fangs to Fortune: How My Stepmom’s Dental Disaster Saved My College Fund*. What do you think?

Who knows? Maybe I’ll even dedicate it to Tracy. After all, without her, I wouldn’t have this toothsome tale to share.

This work is inspired by real events and people, but it has been fictionalized for creative purposes. Names, characters, and details have been changed to protect privacy and enhance the narrative. Any resemblance to actual persons, living or dead, or actual events is purely coincidental and not intended by the author.

The author and publisher make no claims to the accuracy of events or the portrayal of characters and are not liable for any misinterpretation. This story is provided “as is,” and any opinions expressed are those of the characters and do not reflect the views of the author or publisher.

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